Your Loan Servicer May Be Hiding Relief Options From You
Luna's free AI chatbot identifies every federal relief program you qualify for — IDR, PSLF, SAVE Plan, and more. Then a real specialist reviews your situation at no cost.
No sign-up required. No credit card. Just answers.
Educational Platform
Not a law firm or debt collector
Federal Loans Only
IDR, PSLF, SAVE Plan & consolidation
Answers in Minutes
Luna works 24/7, no appointment needed
How Your Free Analysis Works
Three steps. Zero cost. Real answers about your federal student loans.
Chat with Luna
Ask Luna anything about your federal loans — IDR, PSLF, SAVE Plan, forgiveness timelines. Instant answers, no wait.
See Your Options
Luna identifies every relief program you may qualify for based on your loan type, employer, and income.
Request a Free Analysis
Want a human review? Submit the contact form and a specialist will walk through your full situation with you.
Relief Programs Luna Knows Inside Out
Luna is trained specifically on federal student loan relief — not generic financial advice.
Income-Driven Repayment (IDR)
Cap your monthly payment at a percentage of your discretionary income — as low as $0/mo.
Public Service Loan Forgiveness
Work for a qualifying employer and have your remaining balance forgiven after 120 payments.
SAVE Plan
The newest IDR plan with the lowest payments and fastest path to forgiveness for many borrowers.
Loan Consolidation
Combine multiple federal loans into one to unlock forgiveness programs and simplify repayment.
Borrowers Who Found Relief
"I had no idea I qualified for PSLF. Luna figured it out in five minutes. My servicer never mentioned it once."
Marcus T.
Public school teacher, 9 years
"My payment dropped from $680 to $0 under SAVE. The free analysis confirmed everything Luna told me."
Priya S.
Recent grad, non-profit sector
"Finally someone explained IDR in plain English. Luna is the resource I wish I had when I graduated."
Jordan K.
Grad student, $94k in federal loans
Ready to Find Out What You Qualify For?
Start with Luna — free, instant, no sign-up. Then request a specialist review if you want a second set of eyes.
SLRG CRM Luna is an educational technology platform — not a law firm or financial advisor.